Rule-based investing with GrowGuru
Rule-based investing for the long term. Three growth factors and a hybrid fund, with a defined monthly process and support along the way.
Minimum SIP: ₹5,000 per month.
Share your details and complete a short risk check.
Our approach and your next steps, explained simply.
Start here
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Our rule-based approach in numbers
Choose your monthly SIP and timeline. See how the rule-based basket could have accumulated.
Backtested from January 2020 · Data checked daily
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Rule-based historical simulation · Max starts January 2020 · Returns are not guaranteed.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance does not guarantee future returns. These are simulated results for illustration only.
Like the approach? Let’s understand your investment plans.
Investing a larger amount
See how a one-time investment, spread equally across the basket and held, could have grown, compared with Nifty 50.
Backtested from January 2020 · Data checked daily
Invested once, equally across the four funds, then held.
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Historical simulation · Max starts January 2020 · A one-time investment, held. Returns are not guaranteed.
Have ₹50 lakh or more? We also offer custom allocation support.
A more thoughtful way
Four funds with defined roles. A monthly rule guides new contributions while existing units stay invested.
Three complementary growth factors
One fund investing across asset classes
Monthly reviews. Fresh SIP allocations.
Three growth factors and a hybrid fund, brought together in one basket.
A hybrid fund complements three growth factors. The basket can still experience substantial market falls.
A defined monthly rule guides each fresh SIP allocation, with support along the way.
Diversification can help manage risk. It does not eliminate market losses or guarantee returns.
Choose how you want to invest
Build month by month, or put a larger amount to work.
A rule-based basket of three growth factors and one hybrid fund. A defined monthly process guides each fresh SIP allocation.
Minimum SIP: ₹5,000 per month.
A few quick details and a short risk check, then we’ll guide you through setup.
Bring your goals and existing investments together. Get custom allocation and execution support.
For lump sum investments of ₹50 lakh or more.
Simple from the start
We make the next steps clear. You understand the approach, make the decisions, and stay in control of your money.
Share how you’d like to invest, what you’re working towards, and your timeline.
We walk you through the process and answer your questions before you decide.
When onboarding is available, we help with KYC and investment setup through Creso. You review and approve each transaction.
Alpha SIP is a rule-based monthly investment approach across four mutual funds: three growth factors and one hybrid fund. A defined monthly process guides how each fresh SIP is allocated.
On the 15th of each month, we review recent performance using a defined rule to set next month’s fresh SIP allocation. Existing units stay invested; the monthly process does not sell or rebalance them.
Yes. Spreading investments across different asset classes can help cushion some market falls, but it cannot prevent losses or guarantee returns. Alpha SIP is intended for a long-term investing journey.
We offer custom investment support for lump sum investments of ₹50 lakh and above. We start by understanding your goals, existing investments and timeline, then help with allocation and execution.
Your money is invested with the mutual fund companies, not held by GrowGuru. Your holdings remain in your own name, and you review and approve your transactions. Setup and tracking are supported through Creso.
GrowGuru is an AMFI Registered Mutual Fund Distributor (ARN-358619). We earn commissions from mutual fund companies through regular plans. These are reflected in the schemes’ published expense ratios. We do not charge a separate advisory or portfolio management fee.
You can pause or stop your SIP. The approach uses open-ended funds without a product lock-in; redemptions remain subject to the scheme’s terms, applicable exit loads and taxes.
A clear next step
Tell us what you’re planning. We’ll help you understand how GrowGuru could fit into your investment journey.
Share your details so our team can follow up. No investment commitment.
Watch the explainer firstQuestions? Reach us on WhatsApp.
Nataraj Malavade · AMFI Registered Mutual Fund Distributor. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
GrowGuru is an AMFI Registered Mutual Fund Distributor (ARN-358619), not a SEBI Registered Investment Adviser. Alpha SIP is a model allocation offered in our capacity as a distributor. Custom investment support is provided within our distribution services. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Returns are not guaranteed.