Every investor is different. Your goals, your horizon, your risk tolerance, they shape your portfolio. Not a template. Not a one size fits all recommendation.That is where GrowGuru comes in, to build and guide a portfolio that fits you.
400+ members onboarded — currently at capacity. We are not accepting general onboardings at this time. Limited availability only for:
Lumpsum
₹10 Lakh+
Monthly SIP
₹20,000+
NRI Investors
Welcome
Referral
By Existing Investor
Curious how our baskets have done? Review live basket performance →
If you meet the conditions above, reach out directly:
WhatsApp us with your detailsA detailed walkthrough of our investment process
Profile
SEBI-required risk assessment
Plan
Built around you, not a template
Invest
Paperless KYC via Creso
Please watch the video fully before connecting with us — it answers most questions.
Every investor falls somewhere on this spectrum. Your plan is built around where YOU stand, not a fixed template.
Capital Protection First
Balanced Growth
Long-Term Wealth Creation
The 10-minute profile places you on this spectrum and builds your plan accordingly.
Illustration Only (Aggressive Profile): The backtest below represents one specific risk profile (Aggressive). Conservative and Moderate investors receive entirely different portfolios with different risk return characteristics. This is shown for illustrative purposes and is not a universal outcome.
Same market. Lower cost. Half the risk. An aggressive profile investor compared against a typical mid cap mutual fund.
The Result
On ₹10 Lakh invested in 2010, the GrowGuru portfolio gave
₹39.1L extra
₹1.05 Cr vs ₹65.9L
Almost Half the Risk
-45.1%
Famous Mid Cap Fund
Worst Drawdown
-21.7%
GrowGuru
Worst Drawdown
Famous Mid Cap Fund
Expense Ratio (Regular Plan)
1.87%
GrowGuru Portfolio
Expense Ratio (Regular Plan)
1.05%
GrowGuru Portfolio
Regular Plan · 1.05% expense ratio
17.08%
CAGR per year
Past performance is not indicative of future returns.
Famous Mid Cap Fund
Regular Plan · 1.87% expense ratio
13.48%
CAGR per year
Benchmark fund name anonymised.
Full Backtest Disclaimer: Results shown are based on backtested/simulated data for an Aggressive risk profile and do not represent actual investor returns. The benchmark fund name has been anonymised. Past performance is not indicative of future returns.Actual returns will vary based on entry date, exit date, market conditions, fund selection, and individual investor profile. Returns are not guaranteed. Conservative and Moderate investor profiles will have materially different allocations and outcomes. This illustration does not constitute a recommendation or guarantee of similar returns for any investor.
A fund distributor that puts your goals first
Goal-aligned portfolio construction across equity, debt, liquid, global, and commodity funds, sized to your risk profile and time horizon.
Lower expense ratios vs actively managed funds. Less cost compounding over decades means more wealth in your hands.
Fund suggestions matched to your time horizon, target corpus, and risk tolerance. Not generic one size fits all picks.
Timely alerts when your portfolio drifts from its target allocation, and guidance when meaningful opportunities show up in the markets. Stay on course without constant monitoring.
Only open ended funds. Your money stays accessible when life happens. No closed ended or illiquid product traps, and no ELSS funds either.
Tax harvesting guidance and investment structuring to legally minimise your tax burden, year after year.
Honest answers before you start
No. As an AMFI Registered Mutual Fund Distributor (ARN-358619), we do not charge any advisory fee, consultation fee, or portfolio management fee. We earn a trail commission paid by the AMCs, identical to any other MFD, and this does not reduce your returns beyond the scheme's published expense ratio.
Your money never touches GrowGuru. You invest directly with the AMCs (like HDFC, ICICI, SBI etc.) through Creso — the app we use to manage your AUM end-to-end (KYC, transactions, portfolio tracking). All holdings sit in your name, in your demat or mutual fund folio, and you can see them in CAS (Consolidated Account Statement) and on any MF platform.
We only recommend open ended funds. You can redeem any time without restriction. We avoid closed ended funds, ELSS funds with 3 year lock in, and any product that restricts your access to your own money. With the new tax regime now default, the old 80C deduction tied to ELSS no longer applies for most investors, so there is little reason to accept that lock in.
We conduct scheduled portfolio reviews and notify you when your allocation drifts significantly from your target, or when market conditions warrant rebalancing. You remain in control. We provide guidance, you approve all actions.
Onboardings are currently restricted to investors with a lump-sum of ₹10 Lakh+, a monthly SIP of ₹20,000+, NRI investors, or those referred by an existing investor. This isn't about exclusivity — it's about giving every onboarded member the level of attention our process requires. Follow our WhatsApp Channel to know when general onboardings open up again.
You can pause SIPs, redeem investments, or switch your portfolio at any time. You own everything. We will continue to provide guidance whenever you need it, with no lock in on the relationship either.
We are not accepting general onboardings right now — 400+ investors are already being served. Limited availability for lumpsum investors or existing investor referrals only.
Lumpsum
₹10 Lakh+
Monthly SIP
By Referral
NRI Investors
Welcome
If you meet the conditions above, reach out directly:
WhatsApp us with your detailsKnow someone who could use this? Spread the word.
Not ready to invest directly yet?
Build the foundation first. Learn the frameworks, then grow with the community.
Questions? Reach us on WhatsApp.
Nataraj Malavade · AMFI Registered Mutual Fund Distributor. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
Regulatory Disclosure: Nataraj Malavade is an AMFI Registered Mutual Fund Distributor (ARN-358619) and NISM Certified. GrowGuru is a mutual fund distribution platform and is not a SEBI Registered Investment Adviser (RIA). Fund recommendations are made in the capacity of a distributor and not as personalised investment advice under SEBI (Investment Advisers) Regulations, 2013.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Returns shown are not guaranteed. Investors are advised to consult a SEBI-registered investment adviser before making investment decisions.